Money Help That Is Not a Giveaway

A giveaway is a lottery ticket and it does not belong anywhere near a bill with a date on it. These pages come first for that reason. They cover the assistance that genuinely exists in the United States, who administers it, and the fastest way to reach a person who can route your case. Everything named here is free to apply for, and anyone charging a fee to access it is charging for something you can get yourself.

16 pages in this section

By situation

What to do first when a specific bill is the problem.

By city

US assistance is dispatched by county rather than by city, and most people do not know their county. These name it.

Giveaways open right now

How to read these listings

The cards are starting points, not endorsements. Check the sponsor page for the rules, free-entry route and prize details before entering.

Named sponsor: A real giveaway names the company responsible for running it. If the entry page hides the sponsor or only uses a famous brand name with no company behind it, treat it as unsafe.
Official rules: The rules should state the prize, approximate retail value, entry period, eligibility, winner selection method and how odds are determined. Missing rules are the strongest reason to walk away.
Free entry: A US sweepstakes must be free to enter. No purchase necessary is a legal requirement, not a courtesy. Any fee to enter or claim a prize disqualifies the listing.